1. Kumbinsihin mo ang sarili mo:
Ask yourself what you really want, ano ba talaga ang gusto mo?: Do you want your life decisions to rely on your payday schedule? Is your salary appropriate sa lifestyle mo? Masyado ka bang bongga?
Do you really want to save? It’s the way you balance things and budget your income. If you can’t manage your time and resources, revise your list of needs and wants. Don’t give in to your wants that much if you know you’ll fall short in the coming days.Huwag kang kumuha ng hulugan na cellphone na hindi mo naman kayang bayaran buwan buwan.
Convince yourself that it’s fine not to buy things you think you want now. The immediate solution is to sleep on it. Effective talaga ito, tulugan mo ng isang gabi at iba na ang priority mo kinabukasan.
2. Budget from your cash flow.
If your cash flow is dependent on your salary which is usually steady, it’s easier to compute. Calculate your expenses versus your earning. If you spend more than you’re earning, change your routine now. It’s as easy as subtracting your expenses from your income. If you get a negative score, you will end up borrowing before your next pay day. Re-budget then, and start from scratch.Gawin mo ito ng araw-araw at laging re-budget.
3. Keep track of your daily expenses.
Yung mga maliliit at unnecessary expenses like cigarettes and other vices, taxi rides, etc. comes out as a big expense when you do it regularly. Iwasan kumain sa labas araw araw. Bringing your own lunch will save you around P100 a day which is around P2,000 per month. Lunch-outs with your officemates aren’t bad, but if you do it every day even if you can bring your own, siguradong babale ka na agad before payday.
4. Take the baby steps
Magkaroon ka ng alkansya at hindi naman makakasakit sa iyo ito; every little amount counts. Things like your financial state and habits will not change overnight, but it will, soon, with constant and consistent practice.
5. Think long-term.
The most important thing to keep in mind, however, is you need to think the longer-term. If you think you can now survive from payday to payday, think bigger.
6. Gumawa ka ng "LEVERAGE SYSTEM", Ano yon?
Mag sideline ka in short. Hindi mo kailangan mag-resign or tumigil sa trabaho mo ngayon. Pwedeng tumakbo ang bagong negosyo mo at isabay ito. Gagamitin mo lang ang diskate ni Paparey. It can run 24/7 Online sa Internet and it can add 5k to 30k a month. WATCH THE VIDEO AND LEARN, Huwag matigas ang ulo.
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